$400 for the house --- $100 for the piano.
For an excellent, thoroughly researched article on actuarial risk and insurance company breed blacklists, read Larry Cunningham's study, The Case Against Dog Breed Discrimination By Homeowner's Insurance Company. It's well written, well reasoned, and researched into the ground. Big round of applause for Mr. Cunningham and for the Michigan State Animal Legal & Historical Center: fighting ignorance via the Interwebs since 2004 and 2002, respectively.
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